The Reserve Bank of India has now issued the Credit Information Reporting Amendment Directions, 2025, bringing changes to the credit reporting framework released earlier this
Priority sector lending (PSL) is a regulatory framework that ensures specific sectors in the economy get extra attention. Banks must lend to these sectors without
All the legal experts reading this know these words by heart. But for the uninitiated, let me simplify these concepts. Assume G, R, and C
In today’s fintech landscape, success requires more than just advanced technology. Why? Imagine if the RBI catches a fintech company flouting some rules, or a
India’s Digital Personal Data Protection Rules, 2025, mark a decisive shift in how personal data must be handled across the economy. Check the rules here.
What is Co-Lending? Co-lending is a partnership between two or more regulated financial institutions, like a bank and an NBFC, to jointly provide a
In one of the previous newsletters, we discussed Know Your Customer (KYC) norms in India and how any organisation implements them through the Governance, Risk
Recently, RBI released a research paper, titled ‘Peeling the Layers: A Review of NBFC Sector in Recent Times’. The paper highlights new regulations for NBFCs
The Reserve Bank of India has overhauled digital lending regulations with comprehensive new guidelines that came into effect on May 8, 2025. It replaces three
In the rapidly evolving financial landscape, Know Your Customer (KYC) compliance stands as a critical pillar for financial institutions. It helps financial institutions check the
India’s digital banking revolution isn’t just a fintech success story — it’s becoming a benchmark for the world. In recent weeks, four major developments have
Why G, R, and C Should Be Your Company’s Best Friends All the legal experts reading this know these words by heart. But for the
